DBS Fund Transfer with 0% interest, only pay the admin Fee

Enjoy DBS Fund Transfer with 0% interest, and only pay the admin Fee 2.5% for 6 month or 4.5% for 12 months.

Overview

Now, getting the extra cash for all the things that matter is even easier. It's convenient to apply, and it comes with promotional interest rates of 0% p.a. + 4.5% administration fee (EIR 5.06%p.a.*). Do it the smart way with DBS Cashline Balance Transfer today.

Simply sign up for a DBS Cashline Balance Transfer to transfer the available credit limit on your DBS Cashline account to your deposit account as cash with repayment flexibility!

Benefits and Features

Here's what you can enjoy with DBS Cashline Balance Transfer:

Promotional interest rates

Tenure	6 months	12 months
Applied interest rate (p.a)	0%	0%
Administration fee	2.50%	4.50%
Effective interest rate (p.a)*	5.27%	5.06%

Interest savings

As compared to interest rates of 24% p.a. on other banks' credit cards, you can save so much more with our low Balance Transfer rates.

For a Balance Transfer amount of S$10,000	6 months	12 months
Interest charged and administration fee	0% p.a. + 2.5% (EIR 5.27% p.a.*)	0% p.a. + 4.5% (EIR 5.06% p.a.*)
Interest charges	S$0	S$0
One-off administration fee	S$250	S$450
Interest from other banks' credit cards at 24% p.a.	S$1,200	S$2,400
Your savings (up to)	S$950 (79% savings^)	S$1,950 (81% savings^)

Figures are simplified for illustration purposes.

* The Effective Interest Rate (EIR) is calculated based on an approved Balance Transfer amount of S$10,000 with monthly minimum payment of 2.5% of amount transferred and full payment of the outstanding amount transferred at the end of the tenure. EIR is subject to compounding if the monthly finance charges are not paid in full. A one-off administration fee of 2.5% and 4.5% for loan tenure of 6 and 12 months respectively will be debited from your DBS Cashline account accordingly.

^ Interest savings with DBS Cashline Balance Transfer (for repayment over 6 months or 12 months) when compared to interest rate of 24% p.a. on other credit cards.

Flexible usage

You can still continue to use any remaining credit in your Cashline account in the usual way. And with every monthly repayment you make, your credit limit will be reinstated accordingly for your use.

Flexible repayment

Choose a loan tenure you are comfortable with, and pay as little as S$50 or 2.5% of the statement balance, whichever is greater.

Sign Up Today!

Apply online now or SMS PROMO<space>BT<space>NRIC to 76060

Our friendly sales officer will contact you for a verbal sign-up.

Revision to Balance Transfer Terms and Conditions

Please be informed that amendments have been made to the terms governing Cashline Balance Transfer, all of which will take effect on 1 March 2012. Updated version of the terms (Ref V6. 1 March 2012)

For original promotion, please check on DBS website

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HSBC Fund Transfer at 1.88% p.a. for 6 months*

Enjoy the latest promotion from HSBC on Fund Transfer at 1.88% p.a. for 6 months*

Enjoy savings on interest with our low fund transfer rate

There's no better time than now to transfer your credit card balances or credit lines to HSBC. With our low fund transfer rate, you'll be able to enjoy greater financial freedom.

• 1.88% p.a. for 6 months*
with upfront processing fee of S$50 (EIR: 2.96% p.a.⁺). Enjoy a waiver of S$50 processing fee for approved fund transfer of S$10,000 and above!

• 5.88% p.a. for 12 months* 
with waiver of S$50 processing fee

Savings at a glance:

Figures have been simplified for illustration purposes.
^# Savings when compared to interest rate of 24% p.a. typically charged on other credit cards.

Apply now!

Simply provide us with the necessary details and we'll transfer the money to your account of your choice upon approval.
Act now to enjoy greater savings!

Online Application


Mail
Simply download and mail the completed form back to us.

 for 1.88% p.a. for 6 months

 for 5.88% p.a. for 12 months

Call
Contact us on 1800-HSBC NOW (4722 669) to apply.

Terms and conditions

Please note that upon approval of your fund transfer, payments made to your HSBC credit card accounts are applied in the following order of priority, namely, interest charges, late charges, annual card membership fees, fund transfer amount (if there are multiple fund transfers, payment will be made to the one with the lowest interest rate first), cash advances and other outstanding balances on your card.

*	Fund transfer terms and conditions apply. Click here for full details.
+	The Effective Interest Rate (EIR) is calculated based on an approved fund transfer of S$10,000 with 3% monthly minimum payment and full payment of the fund transfer amount outstanding at the end of the promotion period. EIR is subjected to compounding if the monthly finance charges are not paid in full.

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Get Up to $60 Cashback on Citibank Ready Credit

From 1st April 2012 till 31st May 2012, you can get up to S$60 cash back on your ATM withdrawals with Citibank Ready Credit. How to qualify: Enrol via a one-time SMS. Make 3 cash withdrawals of at least S$600 each month. Maintain an average daily debit balance of S$1,500 each month. The prevailing interest rates for Citibank Ready Credit is 17.95%. Please note that interest is subject to compounding if the monthly interest charges are not repaid in full. To enrol: Simply SMS "CITIRCATM" <space> last 8 digits of your Citibank ATM/Debit card number (e.g 12345678) to 72484.

Terms and Conditions:

1. "Promotion" refers to the Citibank Ready Credit "ATM Withdrawal Promotion".
2. Citibank Ready Credit ("CRC") accountholders whose accounts are in good standing, during the Promotion Period commencing 1 April 2012 and ending
31 May 2012, both days inclusive (the "Promotion Period"), and who are not employees of Citibank are eligible to participate in this Promotion ("Eligible Accountholders").
3. Eligible Accountholders will continue to be bound by the CRC Customer's Agreement and all terms and reference used, defined or construed therein and not otherwise defined in these terms and conditions shall have the same meaning and construction when used in these terms and conditions.
4. "ATM Withdrawal" means an ATM cash withdrawal from an Eligible Accountholder's CRC account using his/her Citibank ATM/Debit Card.
5. Eligible Accountholders are required to enrol themselves to participate in the Promotion by sending the last 8 digits of their Citibank ATM/Debit Card number via short messaging service ("SMS") to "72484" during the Promotion Period.
6. During the Promotion Period, Eligible Accountholders who make at least three (3) ATM Withdrawals from their CRC account of at least S$600 each in the same month, and maintain an average daily debit balance of at least S$1,500 in their CRC account (as the case may be) for such month (collectively, the "Qualifying Criteria") will be entitled to receive S$20 cash rebate ("Cash Rebate").
7. In addition to paragraph 6, Eligible Accountholders who meet the Qualifying Criteria for both the months of April 2012 and May 2012 will be entitled to receive an additional S$20 Cash Rebate.
8. The maximum Cash Rebate that can be credited per Eligible Accountholder is S$60 over the Promotion Period.
9. The Cash Rebate will be credited into the Eligible Accountholder's CRC account within two (2) months from the end of the Promotion Period. The Cash Rebate earned cannot be used to offset the minimum payment required for the CRC account. The CRC account must be in good standing at the time when the Cash Rebates are credited.
10. Citibank assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email/SMS communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed, incomplete, garbled or delayed electronic transmission.
11. The prevailing interest rate for CRC is 17.95% p.a. Please note that interest is subject to compounding if the monthly interest charges are not repaid in full.
12. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions will prevail.
13. Citibank's decision on all matters relating to the Promotion will be at its absolute discretion and will be final and binding on all participants. Citibank reserves the right at its absolute discretion to terminate or amend the Promotion or vary, delete or add to any of these terms and conditions from time to time without notice.
14. "Citibank" means Citibank Singapore Limited.


For more details, please see the original promo at Citibank Website

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Get Instant Approval for Citibank Ready Credit

With monthly income minimum of $1,700 you can apply for Citibank Ready Credit. Below are some features and benefit of the Citibank Ready Credit and how you can apply online.

Top 3 reasons to get Citibank Ready Credit/Citibank Ready Credit SmartCash

Freedom to choose between a credit line, an instalment loan (PayLite) or a mix of both Be rewarded with Citi Dollars all year long Instant approval and cash withdrawal on the same day

Benefits:

• Choose between a credit line, instalment loan or a mix of both
• Flexibility to modify your instalment period at no charge
• Repay in Fixed Monthly Instalments. Up to 60 months or Easy Monthly Repayments
• Earn Citi Dollars from your daily spend in Cheque Usage, ATM Withdrawals & Retail Transactions
• Share the convenient of global access to cash with a Companion Card
• Enjoy exclusive discounts & privileges. From super hot Motor deals to ultra-cool gadgets
• Enjoy exclusive discounts and 1% cash rebate at hospitals and medical centres with The Health Card. Apply now

Features:

• Credit line of up to 4X your monthly salary
• Free Chequebook
• Free Access to Citibank ATMs at SMRT stations and atm5 network ATMs islandwide
• Worldwide access to over 1.4 million ATMs
• Interest of 1.50% monthly (17.95%p.a.) for S$30,000 annual income, Interest of 1.75% monthly (20.95%p.a.) for S$20,000 annual income

Click here for Citibank Ready Credit Customer's Agreement

Click here for Citibank Ready Credit SmartCash Customer's Agreement Find out more details and Apply Online Source: Citibank Singapore

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DBS Cashline Instalment Loan, Processing Fee Waiver

When you apply for loan, one of the cost incurred is processing fee or administration fee which amount could be varied from one provider to another. In this case, normally DBS charge 1% processing fee which needs to paid in front.

With this promotion which valid until 31 May 2012, there will be no processing fee for applying the DBS Cashline installment Loan.

Here is the summary from the DBS websites:

For new DBS Cashline customers

For applicants with annual income of at least S$30,000

Tenure (months)	A.I.R (% p.a.)^	Processing fee	E.I.R (% p.a.)*	Monthly instalment amount for loan of S$5,000
12	6.8	0%	12.32	S$445
24	6.8	0%	12.56	S$237
36	6.8	0%	12.48	S$168
48	6.8	0%	12.34	S$133
60	6.8	0%	12.18	S$112

For applicants with annual income of between S$20,000 and S$29,999

Tenure (months)	A.I.R ^ (% p.a.)	Processing fee	E.I.R * (% p.a.)	Monthly instalment amount for loan of S$5,000
12	8.8	0%	15.86	S$454
24	8.8	0%	16.08	S$245
36	8.8	0%	15.91	S$176
48	8.8	0%	15.66	S$141

^ A.I.R: Applied Interest Rate
* E.I.R.: Effective Interest Rate
The above monthly instalment amounts have been simplified for illustration purposes

DBS Cashline Instalment Loan Promotion Terms and Conditions

1. The processing fee waiver promotion ("Promotion") is applicable to new DBS Cashline account applicants who apply for DBS Cashline and DBS Cashline Instalment Loan concurrently from 1 March 2012 to 31 May 2012.
2. DBS Cashline Terms and Conditions and DBS Cashline Instalment Loan Terms and Conditions apply.

Source: DBS Websites

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UOB CashPlus gives 30% Cashback*

When you need to travel, wedding, renovation, skills-upgrading course or anything you need cash for, you may consider CashPlus with the benefit of 30% cashback on the interest. And here is the official promotion from UOB websites:

With an incredible 30% cashback¹ on your monthly interest for one year, that makes us the line of credit with one of the lowest interest rates in town. What’s more, there is no cap on the cashback amount!

With UOB CashPlus, this is the savings you enjoy for one year.
Illustration based on a loan amount of S$5,000 (Figures are rounded off to the nearest dollar)

	Interest per month	5% Cash Advance fee	30% CashBack	Total Charges
Other credit cards at 24% p.a.	S$100	S$250	S$0	S$350
UOB CashPlus at 17.8% p.a.	S$74	No fee charges!	S$22	S$52

Easy Way To Apply For UOB CashPlus

	Visit any UOB Group Branches now to have your account approved in just 60 minutes2for immediate access to cash.
	To apply online, please click here. (Enjoy same day approval3 simply by completing the online form and fax it to             6356 8841       by 2.00p.m)
	Leave your contacts here to find out more.

¹The UOB CashPlus 30% CashBack Promotion is open to customers whose UOB CashPlus accounts are approved from 15 March 2012. All existing UOB CashPlus customers do not qualify for this Promotion. Eligible customers will enjoy 30% cashback each month on the overdraft interest amount in the UOB CashPlus accounts for a period of one year. Other terms and conditions apply. Click here for details.

²60 minutes approval is available on (a) Mondays to Fridays from 9.00am to 3.00pm at all UOB Group Branches; and (b) Saturdays & Sundays from 11.00am to 4.00pm at selected UOB Branches (Ang Mo Kio, Jurong Point, Northpoint, Vivo City, Scotts Square & UOB Lite Branches), except public holidays. Applications submitted after the abovementioned stipulated time will be processed on the next working day. Within 60 minutes of submission of your application form, you will receive an SMS notification to inform you of the status of your application. Upon approval, you may return to the same branch at which you submitted your application to withdraw cash (subject to branch’s operating hours). Cash withdrawal service is not applicable for applications submitted for 60 minutes approval (a) at UOB Lite Branches and (b) on Saturdays & Sundays. Please note that application pending further documentation will not be eligible for 60 minutes Approval. For branch opening hours, please refer to uob.com.sg.

³Same day approval for fax applications is available on (a) Mondays to Fridays from 9.00am to 2.00pm and (b) Saturdays & Sundays from 11.00am to 3.00pm, except public holidays. Applications submitted after the abovementioned stipulated time will be processed on the next working day. Within the same day of submission of your application form, you will receive an SMS notification to inform you of the status of your application. You can start using the CashPlus facility upon receipt of the Welcome Pack and Cheque Book. Please note that application pending further documentation will not be eligible for Same day approval.

Express approval service is unavailable on 24 – 25 March 2012. Applications submitted on 24 – 25 March 2012 will be processed on 26 March 2012. We apologize for any inconvenience caused.

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