DBS Fund Transfer with 0% interest, only pay the admin Fee

Enjoy DBS Fund Transfer with 0% interest, and only pay the admin Fee 2.5% for 6 month or 4.5% for 12 months.

Overview

Now, getting the extra cash for all the things that matter is even easier. It's convenient to apply, and it comes with promotional interest rates of 0% p.a. + 4.5% administration fee (EIR 5.06%p.a.*). Do it the smart way with DBS Cashline Balance Transfer today.

Simply sign up for a DBS Cashline Balance Transfer to transfer the available credit limit on your DBS Cashline account to your deposit account as cash with repayment flexibility!

Benefits and Features

Here's what you can enjoy with DBS Cashline Balance Transfer:

Promotional interest rates

Tenure	6 months	12 months
Applied interest rate (p.a)	0%	0%
Administration fee	2.50%	4.50%
Effective interest rate (p.a)*	5.27%	5.06%

Interest savings

As compared to interest rates of 24% p.a. on other banks' credit cards, you can save so much more with our low Balance Transfer rates.

For a Balance Transfer amount of S$10,000	6 months	12 months
Interest charged and administration fee	0% p.a. + 2.5% (EIR 5.27% p.a.*)	0% p.a. + 4.5% (EIR 5.06% p.a.*)
Interest charges	S$0	S$0
One-off administration fee	S$250	S$450
Interest from other banks' credit cards at 24% p.a.	S$1,200	S$2,400
Your savings (up to)	S$950 (79% savings^)	S$1,950 (81% savings^)

Figures are simplified for illustration purposes.

* The Effective Interest Rate (EIR) is calculated based on an approved Balance Transfer amount of S$10,000 with monthly minimum payment of 2.5% of amount transferred and full payment of the outstanding amount transferred at the end of the tenure. EIR is subject to compounding if the monthly finance charges are not paid in full. A one-off administration fee of 2.5% and 4.5% for loan tenure of 6 and 12 months respectively will be debited from your DBS Cashline account accordingly.

^ Interest savings with DBS Cashline Balance Transfer (for repayment over 6 months or 12 months) when compared to interest rate of 24% p.a. on other credit cards.

Flexible usage

You can still continue to use any remaining credit in your Cashline account in the usual way. And with every monthly repayment you make, your credit limit will be reinstated accordingly for your use.

Flexible repayment

Choose a loan tenure you are comfortable with, and pay as little as S$50 or 2.5% of the statement balance, whichever is greater.

Sign Up Today!

Apply online now or SMS PROMO<space>BT<space>NRIC to 76060

Our friendly sales officer will contact you for a verbal sign-up.

Revision to Balance Transfer Terms and Conditions

Please be informed that amendments have been made to the terms governing Cashline Balance Transfer, all of which will take effect on 1 March 2012. Updated version of the terms (Ref V6. 1 March 2012)

For original promotion, please check on DBS website

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DBS Cashline Instalment Loan, Processing Fee Waiver

When you apply for loan, one of the cost incurred is processing fee or administration fee which amount could be varied from one provider to another. In this case, normally DBS charge 1% processing fee which needs to paid in front.

With this promotion which valid until 31 May 2012, there will be no processing fee for applying the DBS Cashline installment Loan.

Here is the summary from the DBS websites:

For new DBS Cashline customers

For applicants with annual income of at least S$30,000

Tenure (months)	A.I.R (% p.a.)^	Processing fee	E.I.R (% p.a.)*	Monthly instalment amount for loan of S$5,000
12	6.8	0%	12.32	S$445
24	6.8	0%	12.56	S$237
36	6.8	0%	12.48	S$168
48	6.8	0%	12.34	S$133
60	6.8	0%	12.18	S$112

For applicants with annual income of between S$20,000 and S$29,999

Tenure (months)	A.I.R ^ (% p.a.)	Processing fee	E.I.R * (% p.a.)	Monthly instalment amount for loan of S$5,000
12	8.8	0%	15.86	S$454
24	8.8	0%	16.08	S$245
36	8.8	0%	15.91	S$176
48	8.8	0%	15.66	S$141

^ A.I.R: Applied Interest Rate
* E.I.R.: Effective Interest Rate
The above monthly instalment amounts have been simplified for illustration purposes

DBS Cashline Instalment Loan Promotion Terms and Conditions

1. The processing fee waiver promotion ("Promotion") is applicable to new DBS Cashline account applicants who apply for DBS Cashline and DBS Cashline Instalment Loan concurrently from 1 March 2012 to 31 May 2012.
2. DBS Cashline Terms and Conditions and DBS Cashline Instalment Loan Terms and Conditions apply.

Source: DBS Websites

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Spend S$800 with Cashline and get a FREE Docking Station worth S$99 (iPhone/ iPod compatible)

Get a FREE Docking Station worth S$99 (iPhone/ iPod compatible) when you spend a minimum of S$800 with Cashline.

Valid from now till 31 May 2012.

Terms and conditions apply.

DBS Cashline Promotion Terms and Conditions

1. The complimentary Docking Station (“Gift”) is only available to the first 800 new DBS Cashline account applicants who successfully apply for DBS Cashline from 1 March 2012 to 31 May 2012 (“Promotion Period”) and who spend a minimum of S$800 (“Spend”) using the DBS Cashline account within 30 days upon approval of the DBS Cashline account application.
2. The Gift is not applicable for applicants who recently closed and reapplied for DBS Cashline account in the last 12 months period immediately prior to the Promotion Period.
3. The Spend has to be made via ATM withdrawals, cheque issuance, fund transfer via internet banking/ ATM, bill payment via ATM/ AXS, point-of-sale and other usage at DBS Cashline prevailing interest rates. Balance transfers, DBS Cashline instalment loans and other usage on promotional interest rates are excluded.
4. The Spend has to be drawn down from the credit limit granted under the DBS Cashline account and be maintained as a debit balance for at least 30 days.
5. The Gift redemption letter will be sent to the eligible customers within 3 months from the approval date of the DBS Cashline account application.
6. Strictly one Gift redemption per customer.
7. The Gift is non-redeemable for cash, non-transferable, non-assignable and non-exchangeable. The Gift redemption letter is non-replaceable if lost, stolen or damaged.
8. We may replace the Gift with any item(s) of a similar value without prior notice.
9. DBS makes no warranty or representation as to the quality, merchantability or fitness for the purpose of the merchant's goods and services.
10. DBS is not an agent of the merchant or vice versa and shall not be liable for any loss, injury, claim or damage incurred as a result of the redemption or use of the merchant's goods and services.
11. DBS Cashline Terms and Conditions apply.

For more details promotion, please check here.

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Get a Free ICE Watch* when you apply DBS Cashline online!

Why buy your watch on your own? Apply DBS Cashline and enjoy this special promotion:


Valid from now till 15 March 2012. Gift is on a first-come-first-served and while-stocks-last basis. Terms and Conditions apply.

DBS Cashline Online Promotion (“Promotion”) Terms and Conditions

1. The ICE Watch (“Gift”) is limited to the first 400 customers who successfully apply for DBS Cashline by 29 February 2012 and with a minimum spend of S$300 (excluding balance transfer and instalment loan) within 30 days upon approval of the DBS Cashline application.
2. The Gift redemption letter will be sent to the eligible customers within 2 months from 29 February 2012.
3. Strictly one redemption per customer.
4. The Gift is not exchangeable for cash or other items.
5. We may replace the Gift with any item(s) of a similar value without prior notice.
6. DBS makes no warranty or representation as to the quality, merchantability or fitness for the purpose of the Merchant’s goods and services.
7. DBS is not an agent of the merchant or vice versa and shall not be liable for any loss, injury, claim or damage incurred as a result of the redemption or use of the merchant’s goods and services.
8. DBS Cashline Terms and Conditions apply.

For more details, please click here.

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